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Banking, But Born Digital.
From your pocket to your possibilities

Neo banking isn’t the future of finance — it’s the present, redesigned for people, powered by purpose, and delivered through technology.

Using a Tablet

Just You & Your Thumb.

Biometric Banking

No Card. No Bank Branch. Just You & Your Thumb.

Biometric Banking

Accept Payments Seamlessly — No Cash? No Problem!

Simplified Payment Collection: Enable your customers to pay directly from their bank accounts using just their Aadhaar number and biometric authentication.

Secure & Hassle-Free Transactions: Every transaction is encrypted and authenticated through the customer’s fingerprint, ensuring unmatched security and zero fraud.

Why Use AePS on Aroon Fintech Neo?

  • No Debit Card or Wallet Required: Accept payments even from customers without a card or smartphone.

  • Instant Transactions: Payments are processed and credited to your bank account instantly.

  • Universal Bank Compatibility: Works with all Aadhaar-linked bank accounts across India.

How It Helps Your Business:

  • Boost Sales: Offer an additional payment method for customers.

  • Enhance Customer Convenience: Reduce dependency on cash, cards, or UPI.

  • Digital Empowerment: Take your business into the future of financial transactions.

Instant Staff Cash Disbursement via Biometric

No bank account? No problem. Pay your staff directly using Aadhaar & fingerprint.

  • Especially useful for businesses hiring daily wage workers or temporary staff

  • No cards, no phones, just Aadhaar & biometric

  • Helps businesses remain compliant while paying unbanked employees

Track Cash Movement & Create Withdrawal Records

Know how much, when, and where.

Using AEPS through a neo banking dashboard or mobile app:

  • Businessmen can withdraw cash from business accounts

  • And create auto-documented logs for cash flow, even if it's done by staff

Instant & Bulk Payouts 

Forget delays. 

Welcome to a smarter way to disburse payments — one that matches your business pace. Whether you’re paying vendors, staff, partners, or customers, our Payout Services ensure that your money moves exactly when and where it should. From real-time transfers to bulk disbursements across multiple channels — we make payouts stress-free, secure, and scalable. Because when money flows fast, your business grows faster.

Because in business, every second counts.

Instant Payouts: 

  • Settle Payments Instantly – 24/7 transfers including holidays

  • Multiple Modes – UPI, IMPS, NEFT, wallets, or bank account – your choice

  • Track Every Payout – Transparent logs, real-time tracking, and downloadable reports

Bulk Payouts:

Paying hundreds of partners, freelancers, employees, or merchants?
Do it all at once — securely, smartly, and instantly.

  • Mass Payments in One Go – Save time, reduce errors, boost efficiency

  • Real-time Monitoring – Full transparency, control, and instant status updates

Neo Transfer

Transfer in Seconds. Anywhere in India.

No Bank Visit. No Waiting. Just Instant Transfers.

With our seamless money transfer solutions, you don’t need to visit a bank — your business carries one in its system. Whether it's daily wages, operational expenses, or urgent settlements, make every payment smart, secure, and real-time.

Move money like never before — smooth, secure, and available 24/7.

Say goodbye to delays, limits, and paperwork. With our money transfer solution, businesses can pay employees, settling vendor invoices, reimbursing staff, or sending emergency funds, or partners instantly — across India. Our Money Transfer service makes it effortless. 

Account Opening

Your money, one tap away.

 

Say goodbye to paperwork and hello to smart banking. Whether you're an individual looking to manage personal finances or a business seeking seamless transactions, our digital account opening makes it fast and effortless. Open your savings or current account from your mobile or desktop — with quick KYC, zero branch visits, and full banking features. Track, transfer, transact — all from one powerful digital dashboard built for today’s India.

All-in-one business account

Business Account

Your business deserves more than a bank — it deserves a digital partner.

Say goodbye to old-school banking. Accept payments from any bank account, UPI, or QR code, and send money across India in a click. Whether you’re a shopkeeper, freelancer, or startup — manage all transactions seamlessly, securely, and instantly.

Rupay Business Card

Swipe Smart. Spend Easy. Stay in Control.

Introducing the Rupay Business Card — a powerful prepaid business card designed for smarter expense tracking. this card is accepted at all RuPay-enabled outlets, both online and offline. Use it for purchases, payouts, or team expenses — and manage it with a tap on your app.

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NextGen UPI QR Gateway

Accept payments directly to your account at

0% Transaction Fee*

Tap, Scan, Pay – The Future of Transactions Starts Here!

How It Works?

1️⃣ Instant Dynamic QR Code Generation : At checkout, NextGen UPI Gateway instantly generates a unique, secure QR code right on your app.

2️⃣ Scan & Pay with Any UPI App : The customer simply scans the QR code using their preferred UPI app and completes the payment in seconds.

3️⃣ Real-Time Payment Verification : NextGen UPI Gateway instantly verifies the transaction and sends you a confirmation via webhook—ensuring a smooth, automated experience.

Bill Payments

Simplify Bill Payments for Your Business!

Pay and Manage All Utility Bills in One Place: From electricity to gas, broadband to mobile recharges—BBPS covers it all.

Secure & Instant Payments: All transactions are processed instantly with receipt generation for transparency.

Why Use BBPS on Aroon Fintech Neo?

  • One Platform for All Bills: No need to visit multiple websites or offices.

  • Auto-Reminders: Never miss a bill deadline again.

  • Wide Range of Services: Supports bill payments for all major service providers.

How It Helps Your Business:

  • Save Time and Effort: Simplify operational expenses by managing utility payments in one place.

  • Improved Cash Flow: Avoid service disruptions with timely payments.

Bill & Payments

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